HOLISTIC HEALTH COVERAGE

Clearwater HealthShare

Real coverage for the holistic care you already love — acupuncture, chiropractic, massage, naturopathy, IV drips and more.

Enroll in HealthShare

Tired of Paying Out of Pocket for the Care That Actually Works?

You know the drill. You value your chiropractor, your acupuncturist, your massage therapist, your naturopath — but traditional insurance treats them like an afterthought. So you pay full price. Every. Single. Visit.

💸 Rising Premiums

Paying more each year for less holistic coverage.

🚫 Limited Providers

Naturopaths, LAcs, and functional practitioners rarely covered.

🧾 No Product Reimbursement

Your Young Living essentials? Not a chance.

THE SOLUTION

Meet Clearwater HealthShare

A health-sharing program built for people who choose alternative and holistic care — and the Young Living lifestyle. Get coverage for the services you already use and love, without inflated insurance premiums.

It's an affordable, community-based way to protect your wellness journey. Ideal as a supplement to existing insurance or for those 65+.

Learn More & Enroll

Benefits That Fit Your Young Living Lifestyle

See exactly what's included in your holistic coverage.

What's Covered at $0 or Reduced Cost

✅ Acupuncture & Chiropractic
✅ Naturopathy & Functional Medicine
✅ Massage Therapy
✅ Physical Therapy
✅ IV Drips

✅ Breast Thermography & Imaging
✅ Young Living Product Reimbursement
✅ $0 Telemedicine (Amaze)
✅ $0 Virtual Mental Health
✅ $0 Generic Prescriptions

EVERY PLAN. EVERY PRICE.

Compare Every Plan Side-by-Side

Full transparency — see exactly what each plan covers and choose the one that fits your family.

Holistic Plan Pricing

Wellness only — ideal as a supplement to existing insurance or for people 65+.

SINGLE

$233/mo

16 PV

COUPLE

$324/mo

24 PV

SINGLE + KIDS

$324/mo

24 PV

FAMILY + KIDS

$411/mo

32 PV

35 covered visits per year × $175 · up to $6,125 in care/yr

✨ No annual maximum · No pre-existing exclusions · Pairs beautifully with Medicare

Enroll in HealthShare Today

Real Members. Real Savings.

Hear from families who made the switch.

★★★★★

"We recently switched from Christian Health Ministries (Medi-Share) to YL's partner Clear Share. We are saving a minimum of $250 per month!"

— Happy Member

★★★★★

"We chose ClearShare because they have a holistic add-on that covers primary care visits (even naturopaths), chiro, acupuncture, massage, IVs, and oil/supplement reimbursements. Highly recommend if you frequent more holistic medicine!"

— Long-Time Member

Questions? We've Got Answers.

Here's what people ask most before enrolling.

Is Clearwater HealthShare insurance?

No — it's a health-sharing program. Members share in each other's medical costs, which is why it's more affordable than traditional insurance. It's ideal as a supplement to existing insurance or for people 65+.

Which practitioners are covered?

Licensed Naturopaths, MDs/DOs, Nurse Practitioners, Acupuncturists, Chiropractors, Dietitians, Physical Therapists, Functional Nutrition & Medicine Practitioners, and Licensed Massage Therapists.

How does the visit reimbursement work?

You get 35 visits per person per plan year (May-April) with a virtual credit card loaded up to $175 per visit — no visit fee, just pay at point of service.

Are Young Living products really reimbursed?

Yes! Monthly reimbursement of $50 for a single person or $75 for a couple/family — available for essential oils & supplements.

Is there an annual maximum or pre-existing exclusion?

No annual maximum. No pre-existing exclusions. And it pairs beautifully with Medicare.

Ready to Cover the Care You Actually Use?

Stop paying full price for the holistic services you love. Enroll in Clearwater HealthShare and start saving on acupuncture, chiropractic, massage, naturopathy, IV drips, Young Living products, and more.

Before You Sign Up for ClearShare

A Young Living purchase is not required. However, you will need a Young Living account so you can receive a Young Living ID number, which will be used when signing up for the ClearShare plan.

Start here: https://www.youngliving.com/us/en/referral/16244274

Step 1: Click “Sign in” in the top right corner.

Step 2: Click “Create An Account” under the heading NEW TO YOUNG LIVING.

Step 3: Choose your location and language, then enter your information.

Step 4: Make sure ID #1395875 auto-populates in the fields for SPONSOR ID and ENROLLER ID, or enter it manually if needed.

Step 5: Click the “Create an Account” button.

Step 6: Once your account is created, you will receive your own Young Living ID number to use when signing up for the ClearShare plan.

Step 7: Now it’s time to enroll in the HealthShare using your new Young Living ID number by clicking the link below and clicking on ENROLL in the upper right corner.

After you sign up, you should receive an email that says “Welcome to Clearwater, you're approved!” That email will direct you to access your member portal, where you can view your account information, and it will also instruct you to download the SmartPay App. You should also receive a text message from them.